National Credit and Commerce Bank PLC. has approved 21% (17% Cash + 4% Stock) dividend for the year 2025 at its 41st Annual General Meeting (AGM) held on a digital platform on Wednesday (24/06/2026).
Chairman of NCC Bank Mohammed Nurun Newaz presided over the meeting while Vice-Chairman Abdus Salam, Director & Past Chairman Amjadul Ferdous Chowdhury, Director & Chairman of the Executive Committee Khairul Alam Chaklader, Director Md. Moinuddin, Director Mohammed Sazzad Un Newaz, Director & Past Vice-Chairman Tanzina Ali, Directors Syed Asif Nizamuddin, Shamima Newaz, Morshedul Alam Chaklader, Nahid Banu, Independent Director Meer Sajed-Ul-Basher, FCA, and Independent Director & Chairman of the Audit Committee Md. Amirul Islam, FCS, FCA. Managing Director M. Shamsul Arefin, Additional Managing Director M. Khurshed Alam, Deputy Managing Directors Md. Zakir Anam, Mohammed Mizanur Rahman & Md. Habibur Rahman and Company Secretary (C.C.) Md. Nazrul Islam Chowdhury FCS along with a large number of Shareholders joined the AGM virtually and casted their votes. The Audited Financial Statements of the Bank for the year ended on December 31, 2025, along with the Auditors’ report thereon and Directors’ annual report were placed before the Shareholders at the AGM and duly approved by them with majority votes.
In his address, Chairman Mohammed Nurun Newaz said that despite global and domestic economic challenges, NCC Bank achieved remarkable resilience and strategic progress in 2025. He noted that by successfully meeting various financial indicators and regulatory benchmarks set by Bangladesh Bank, NCC Bank secured a position among the Top 10 Sustainable Banks in Bangladesh, reflecting the Bank’s strong financial foundation, sound corporate governance, and unwavering commitment to sustainable development. He further stated that the Bank’s financial strength has been reinforced through the continuous growth in shareholders’ equity and total assets. He emphasized that NCC Bank has been making steady progress by maintaining asset quality, increasing low-cost deposits, enhancing efficiency in fund management, increasing fee and commission-based income, adopting advanced technologies, ensuring transparency, accountability and good governance, and continuously improving customer service. He expressed optimism that this positive momentum would continue in the future.
Managing Director M. Shamsul Arefin responded to various queries raised by the shareholders participating online. He stated that throughout its 33-year journey, NCC Bank has emerged as one of the country’s most trusted and financially sound banks, earning the confidence and appreciation of stakeholders. He further said that at present the Bank’s core commitment is, “Innovate to Evolve, Transform to Lead.” Considering the evolving needs of customers, NCC Bank is placing greater emphasis on expanding digital banking, sustainable finance, financial inclusion, and Shari’ah-based Islamic banking operations. The Managing Director added that the Bank is focusing on expanding SME and retail businesses, increasing remittance and export business, enhancing fee and commission-based income, developing Artificial Intelligence (AI)-driven solutions, promoting cashless transactions, increasing investments in green and environmentally sustainable projects, and strengthening financial inclusion by extending financial services to underserved communities through digital platforms. He also mentioned that through innovative digital services such as the “NCC Always” and “NCC ICON” apps, A-Challan, D-Toll, QR-based transactions, and Metro Rail recharge facilities, NCC Bank continues to contribute significantly towards building a modern and cashless economy. Mr. Arefin reiterated that NCC Bank remains committed to further strengthening stakeholders’ confidence through strategic initiatives, innovation, and customer-centric services.
