Bank deposit growth in Bangladesh edged up in July 2025, signaling a return of public confidence in the country’s banking sector.

According to the latest data from Bangladesh Bank, total deposits rose by 8.42% year-on-year, reaching Tk 18.80 lakh crore—up from Tk 17.34 lakh crore in July 2024. This marks a notable improvement from the 7.77% growth recorded in June. The rise in deposits coincided with a decline in currency held outside the banking system, which fell by Tk 9,157 crore to Tk 2.87 lakh crore, suggesting that more people are opting to keep their money in banks.

Analysts attribute the renewed confidence to recent banking reforms, including stricter oversight and the merger of weaker banks, as well as declining interest rates on government savings instruments and treasury bonds.

Additionally, steady remittance inflows have contributed to improved liquidity in the financial system. While deposit growth remains below the double-digit rates seen in early 2024, the July uptick is seen as a positive sign that public trust in the banking sector is gradually being restored.