AB Bank, a publicly traded private sector lender, suffered a significant loss of Tk1,758 crore in the first half of 2025 after absorbing a Tk1,906 crore net loss in 2024. From January to June, the bank’s loss per share skyrocketed to Tk19.63. According to its unaudited financial report, its earnings per share (EPS) during the same time in 2024 were Tk0.16.

In a stock exchange report yesterday, the lender stated that the primary cause of the loss was a decline in net interest revenue, which came from loan and advance disbursements. In the meantime, its consolidated net operating cash flow per share improved from a sharply negative position, according to its unaudited financial statements.

AB Bank reported an increase in its net cash flow, primarily attributed to the growth in customer deposits and deposits from other banks.

In the first half of the year, the cash flow per share was negative at Tk28.12; however, by the end of June, it improved to Tk3.99.

Conversely, the consolidated net asset value per share fell to Tk12.33 as of June 2025, down from a positive Tk28.88 in June 2024.

Following a setback in 2024, the bank faced a consolidated loss of Tk255 crore in the first quarter of 2025, specifically from January to March, resulting in a per share loss of Tk2.85.

In the subsequent three months, from April to June, the bank reported a loss of Tk1,502.97 crore, equating to a per share loss of Tk16.78.

In the same period the previous year, the bank had recorded a profit of Tk3.58 crore, with an earnings per share (EPS) of Tk0.04 in the second quarter of 2024.

Due to significant losses, the bank refrained from distributing any dividends to its shareholders for the year 2024.

By the end of 2024, the total deposits reached Tk32,292 crore, while loans and advances amounted to Tk33,185 crore, and total assets were reported at Tk40,987 crore, as detailed in its annual report for 2024.

The Dhaka Stock Exchange (DSE) saw its share price settle yesterday at Tk7.10 per share, 1.41% below the previous trading session. It distributed a 2% stock dividend to its owners in 2023. The B category is being used to trade its shares.

Sponsor-directors owned 31.21% of the bank’s total shares as of June 2025, followed by the government (0.57%), institutional investors (22.64%), overseas investors (0.54%), and the general public (45.04%).