The Premier Bank PLC recently organized its Annual Risk Conference 2025 at its Head Office in Dhaka. The conference was held under the theme “Proactive Risk Management for Sustainable Growth”, with participation from members of the Board of Directors, senior management, and other high-ranking officials of the Bank.

The Chief Guest of the programme was Dr. Arifur Rahman, Honorable Chairman of the Board of Directors. The conference was chaired by Md. Sazzad Hossain, Independent Director and Chairman of the Risk Management Committee, while Syed Faridul Islam, Independent Director and Chairman of the Executive Committee, and M. Nurul Alam, FCS, CCEP-I, CGIA, Independent Director & Chairman of Premier Bank Securities Limited attended as the Special Guest.

Among others present at the conference were Md. Monzur Mofiz, Managing Director (Current Charge); Nasim Sekandar, Additional Managing Director & Head of Gulshan Branch; Niamat Uddin Ahmed, Deputy Managing Director and Motijheel Branch Manager; Abdul Quaium Chowdhury, Deputy Managing Director and Dilkusha Branch Manager; Mohammed Al-Amin, Deputy Managing Director and Chief Credit Officer; S M Wali Ul Morshed, Deputy Managing Director; and Md. Naquibul Islam, SEVP and Chief Risk Officer, along with other senior executives of the Bank.

The conference focused on key emerging issues including credit risk and capital adequacy, liquidity stress and funding resilience, governance challenges, and regulatory compliance. Emphasis was placed on strengthening the Bank’s risk governance framework in line with international best practices and guidelines issued by Bangladesh Bank, reaffirming Premier Bank’s commitment to prudent risk management and sustainable growth.

A special technical session titled “Minimum Capital Requirement (MCR) and ICAAP: A Case Study” was presented by Mohammed Nasir Uddin, Assistant Vice President, Risk Management Division. The presentation highlighted the impact of provisioning shortfalls on CRAR and leverage ratios, emphasizing the importance of forward-looking capital planning and prudent risk assessment.

In addition, Md. Alamgir, Associate Professor, BIBM, and Dr. Md. Shohid Ullah, Associate Professor, BIBM, shared insights on contemporary risk management practices, regulatory expectations, and practical challenges in the current financial environment.

Concluding the conference, participants underscored the importance of proactive risk management, robust capital planning, and strict adherence to Basel III principles to ensure sustainable growth and long-term financial stability. The event reaffirmed Premier Bank’s continued commitment to strengthening its risk framework and enhancing institutional resilience.