IDLC Finance PLC has reporte consolidated Net Profit after Tax (NPAT) of BDT 1,763 million for the first nine months of 2025, marking a 41% increase compared to the same period of the previous year. The company’s consolidated quarterly profit also rose 35% compared to the same quarter last year, reaching BDT 675 million for July–September 2025.
The leading NBFI’s Earnings per share (EPS) increased to BDT 4.04, up from BDT 2.87 in Q3 2024. On a standalone basis, Net Profit after Tax stood at BDT 1,365 million, reflecting 29% growth over the same period last year. Term Deposits (solo) expanded to BDT 104.07 billion (a 23% growth over 2024), while the loan book (solo) reached BDT 121.67 billion, representing 8% growth over 2024.
Consolidated Return on Equity (ROE) improved to 11.39% (annualized) from 8.65% year-on-year, underscoring stronger capital efficiency and profitability. Consolidated Return on Assets (ROA) stood at 1.48%, up from 1.14% same period last year, reflecting improved balance sheet productivity.
The Non-Performing Loan (NPL) ratio was maintained at 4.71%, lower than 4.98% recorded in the same period last year and significantly below the industry average. The provision coverage ratio (standalone) remained robust at 101.75%, further reinforcing the company’s prudent risk management approach.
M Jamal Uddin, Managing Director and CEO of IDLC Finance PLC, said, “This performance reflects the strength of our diversified business model and disciplined risk management. IDLC remains focused on long-term value creation for its customers through responsible financial administration, as our strategy continues to balance profitability with purpose.”
The IDLC Board of Directors approved the financial statements for Q3 2025, ending on September 30, 2025, in its 357th meeting, held at IDLC’s Corporate Head Office in Gulshan, Dhaka.
Key Highlights for the 3rd Quarter, Ending on September 30, 2025:
• Consolidated Net Profit After Tax: BDT 1,763 million (41% 9M-to-9M growth)
• Earnings Per Share (EPS) – Group: BDT 4.04 (compared to BDT 2.87 in Q3 2024)
• Annualized Group Return on Equity (ROE): 11.39% (compared to 8.65% in Q3 2024)
• Annualized Group Return on Assets (ROA): 1.48% (compared to 1.14% in Q3 2024
About IDLC Finance PLC
IDLC Finance PLC is the largest multi-product, multi-segment Non-Banking Financial Institution (NBFI) in Bangladesh. With a workforce of more than 1,700 employees, IDLC offers a wide range of financial solutions in SME, consumer, and corporate segments, alongside reliable capital market and asset management services. The company has maintained AAA credit rating for 13 consecutive years, underscoring its strong risk management and financial resilience. Committed to ensuring seamless digital innovation, green finance, and financial inclusion, IDLC has been recognized for their responsible market practices by local and global entities like Bloomberg, Euromoney, FinanceAsia, AsiaMoney, SAFA, ICAB, ICMAB and more.
