The government has decided to keep the existing profit rates on all National Savings Schemes unchanged for the July–December 2026 period. Bangladesh Bank has instructed all scheduled banks to implement the decision, which took effect on July 1.
In a circular issued on Tuesday, the central bank said the Internal Resources Division (IRD) of the Ministry of Finance, through a gazette notification dated July 2, decided to retain the profit rates and terms that were in effect during the January–June 2026 period.
Bangladesh Bank directed all scheduled banks to take the necessary measures in line with the IRD notification to ensure implementation of the unchanged rates.
The IRD had earlier stated that the profit rates and conditions applicable to National Savings Schemes during January–June 2026 would remain valid without any changes for the July–December 2026 period.

