In Bangladesh, sales of savings certificates have somewhat decreased. The net sale of savings certificates in November of last year was Tk 3,430 crore, a significant increase over the same period the previous year. Political instability, declining public income, and high inflation are the primary causes of this. Although the demand for savings certificates has decreased as a result of this circumstance, there is optimism that sales will rebound as interest rates rise.

According to the latest data, the balance of savings certificates in November 2023 was Tk 3,47,946 crore, which is a decrease compared to 2023. In addition, the new interim government has re-determined the interest rate of savings certificates, which has increased the interest rate in several schemes, such as the interest rate on the 5-year Bangladesh Savings Certificate has increased from 11.28% to 12.40%.