Bangladesh Finance PLC posts turnaround performance in 2025, driven by recovery and balance sheet strengthening
Bangladesh Finance PLC has reported a notable turnaround in its financial performance for the year ended December 31, 2025, returning to profitability following a challenging prior year.
According to the audited financial statements approved at the meeting of the Board of Directors held on 29 April 2026, the company posted a consolidated net profit after tax of Tk 239.74 million in 2025, compared to a net loss of Tk 7,937.86 million in 2024.
The improved performance was primarily driven by successful recovery initiatives and the rescheduling of non-performing loans and lease accounts under the policy support of Bangladesh Bank. These measures resulted in significant provision write-backs during the year and reflected the positive impact of the company’s ongoing recovery and restructuring initiatives.
Consolidated earnings per share (EPS) improved to Tk 1.19 in 2025 from negative Tk 41.61 in 2024, reflecting a strong recovery in profitability. Net asset value (NAV) per share also improved to negative Tk 29.07 from negative Tk 30.05, indicating gradual stabilization of the company’s financial position and continued progress in balance sheet strengthening.
As of December 31, 2025, the company maintained a robust provision coverage ratio of 496.96%, demonstrating a strong cushion against potential credit risks and reflecting its prudent and conservative risk management approach.
In line with a forward-looking financial strategy, the Board of Directors has not recommended any dividend for the year ended December 31, 2025. The Board decided to retain earnings to restore the capital base, strengthen the company’s financial position, support ongoing recovery efforts, and reinforce long-term business sustainability.
Management remains optimistic that continued recovery initiatives, disciplined risk management practices, strategic restructuring measures, and supportive regulatory policies will further strengthen the company’s financial fundamentals and support sustainable long-term growth and shareholder value creation.
