B Mirror Report: Depositors of Sammilito Islami bank to get maximum 9.5% interest rate against deposits from 2026, said Bangladesh Bank Governor Ahsan H Mansur today (29 January).

Addressing a press conference at the central bank headquarters in Dhaka’s Motijheel, he said the interest rate of Sammilito Bank is a market-based, competitive rate.

At the same time, Mansur said depositors will get 4% profit rate for 2024 and 2025 as all five banks incurred huge losses during these two years.

According to Islamic banking principles, depositors will not get a profit if banks are in loss. However, the government is providing 4% as ex gratia (onukompa), which will cost it a total of Tk4,500 crore.

The governor also said that depositors will get a monthly interest payment on their monthly deposit scheme from 1 February. However, withdrawal of principle amount of deposits over Tk2 lakh will take time, he said.

The Bangladesh Bank will introduce a hotline by next week to receive complaints directly from depositors.

Last year, Bangladesh Bank finalised the Bank Resolution Scheme 2025 for the newly formed Sammilito Islami Bank PLC, created by merging the five crisis-hit Shariah-based banks. The scheme outlines specific steps and timelines for repaying depositors’ funds as part of the resolution process.