BM Desk : The nation’s non-bank financial institutions (NBFIs) are also dealing with a significant rise in defaults. By the end of March 2025, 35.31 percent of the loans that financial institutions disbursed had defaulted, according to the most recent data from Bangladesh Bank. Currency-wise, the total amount of defaulted loans was Tk 27,189 crore, up Tk 2,100 crore in just three months and Tk 3,300 crore over the course of the year.

According to sector stakeholders, political interference, rescheduling, and long-term write-offs obscured the true picture of defaults. But defaulted loans that were closely monitored by the central bank are now being discovered following the political upheavals.

By the end of March 2025, the total loan balance in financial institutions was Tk 76,987 crore, according to the most recent data from Bangladesh Bank. Of this, Tk 27,189 crore, or 35.31 percent of the total amount of loans given, have defaulted.
Previously, this sector’s debt balance was Tk 75,450 crore by the end of December 2024, with Tk 25,890 crore, or 33.25 percent, in default. That is, during the course of three months, the amount of defaulted loans rose by around Tk 2,100 crore.

Additionally, compared to the same time last year, loan defaults have dramatically increased. Financial institutions owed Tk 74,389 crore as of March 2024, with Tk 23,889 crore of that amount being in default. In other words, in a single year, the amount of defaulted loans rose by Tk 3,300 crore. People’s Leasing, BIFC, International Leasing, and Far East Finance are among the financial institutions with the highest default rates. Consequently, financial institutions’ total liquidity and reputation have been in crisis.

In the meantime, the nation’s banking sector’s defaulted loans rose to Tk 420,335 crore by March, or around 24% of all loans given.
According to economists, Bangladesh Bank is forced to implement stringent steps in order to address the real situation.